iDIN is an authentication service that is operated jointly by banks in the Netherlands. It allows everyone with access to electronic banking to login. This logging in via iDIN works in the same manner as logging into your bank account, typically with a special reader or with one-time codes via SMS or on paper.
The Privacy by Design foundation has its own connection to iDIN. Via this (secure) connection it receives attributes about the person who logs into iDIN, namely:
- family name
- date of birth
- postal code
These personal attributes are obtained from the bank of the user. The correctness of the attributes is the bank’s responsibility. The foundation does not check them.
The foundation receives, after permission of the user, these attributes and signs them digitally, using its own private key, and puts them in the IRMA app of the user. There they appear as an iDIN credential, containing the above attributes. The foundation subsequently removes these attributes from its own systems. The foundation does not keep a log of issuance: it does not record which attributes it issues to whom at what time.
The validity period of this iDIN credential is one year. The attribute that is most sensitive to expiration is the address (including postal code and city). After expiration of the iDIN credential, users have to re-load a new (fresh) one. This works in the same way as the first initial loading of the iDIN credential, with a new login to one’s bank.
The connection of the Privacy by Design foundation to iDIN is an experimental phase in which the foundation can use iDIN free of charges. This will change at some stage.
Back to attribute issuance.